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We paid back $80,000 out-of college student financial obligation during the pandemic, however I wish we had not

We paid back $80,000 out-of college student financial obligation during the pandemic, however I wish we had not

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  • My spouce and i aggressively paid off out of $80,000 within the student loans during the pandemic.
  • We possibly may was in fact best off paying that money throughout the coming and you may paying back a smaller amount.
  • We decrease towards trap away from demonizing personal debt, and that i overlooked on loads of high solutions since the an outcome.

For the pandemic, my spouce and i decided to enjoy the pupil financing fee pause to repay their more than $110,000 inside student education loans. I performed which which have a mixture of significant Dave-Ramsey-sampling budgeting and declining most invitations to beverages, coffee, and you may edibles.

At first, we imagine we were winning: We had reduced more than $80,000 of these because of the start of 2023. But I had several realizations one to made me changes my personal method of our very own earnings.

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